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Property Description
Welcome to this spacious 4-bedroom, 2.5-bath all-brick home situated on a corner lot in a quiet Hermitage subdivision. Inside, high ceilings and abundant natural light create an open, inviting feel. The recently repainted interior provides a fresh backdrop. Just off the entry, a formal living room and formal dining room offer flexible spaces for entertaining, working from home, or everyday living. Hardwood flooring continues into the family room, which connects to the eat-in kitchen featuring tile floors, quartz countertops, well-maintained gray cabinetry, stainless steel appliances, and plenty of room to gather. Upstairs, the spacious primary suite is highlighted by a modern statement fireplace and an en-suite bath with extensive tilework, a separate stand-up shower, and soaking tub. The secondary bathroom also features generous tile finishes. Hardwood flooring extends across portions of both the main and second levels, with carpet on the stairs and in select bedrooms. Outside, enjoy a back deck well suited for relaxing or entertaining, along with a spacious garage for parking and storage. Up to 1% lender credit on the loan amount when buyer uses Seller's Preferred Lender.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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