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Property Description
Perched above the main channel of the Tennessee River on a 1.26-acre double lot, this stately all-brick estate delivers sweeping, unobstructed water views from nearly every room -- and from the upper deck, the panorama stretches endlessly in both directions, making every sunrise and sunset a private event. Inside, soaring vaulted ceilings with hand-hewn wood beams anchor the open living and dining room, where a remote-controlled gas fireplace, rich hardwood floors, and a gallery of oversized windows frame the river like a living painting. The kitchen impresses with warm custom wood cabinetry, dark granite countertops, a center island, wall oven, downdraft cooktop, and a sun-drenched breakfast nook with a water view that makes even a quiet morning feel exceptional. The main-level primary suite opens directly onto the deck and features a fully reimagined spa bath with radiant heated floors, a large walk-in tile shower, soaking tub, double vanity, and walk-in closet. A second bedroom, full bath, and generous laundry room complete the main floor. Downstairs, the fully finished walkout level functions as a second home -- a spacious living room with a second remote-controlled gas fireplace, a full kitchen, and three additional bedrooms, with its own entrance accessible from the private lower driveway. Both fireplaces are served by a dedicated propane tank. The screened porch flows to the pool deck and sparkling in-ground pool, all framed by the river beyond. A sweeping circular drive, 2-car attached garage, and over 5, 000 sq ft of living space make this one of the most compelling riverfront offerings in the Chattanooga area.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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