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Property Description
Escape to this stunning retreat, where quiet luxury meets the shores of Lake Barkley. Situated in the desirable Siloam Point subdivision, this property spans two spacious lots, offering unparalleled privacy and room to breathe just minutes from the conveniences of town. The highlight of this property is your very own private boat dock, providing instant access to the water for morning fishing or sunset cruises. Inside, you have a bright, open floor plan and a large kitchen designed for hosting, complete with a stove area that is already wired for electric and plumbed for propane to suit any chef's preference. Modern efficiency is built-in with a tankless water heater powered by propane, ensuring you never run out of hot water after a day on the lake. The finished basement adds incredible square footage and includes a dedicated storm cellar (perfect for both cold storage and peace of mind during Kentucky weather). Whether you are looking for a full-time residence or a premier vacation getaway, this home delivers the ultimate lakefront lifestyle.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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