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Property Description
Tucked back in the trees near Tims Ford Lake, 140 Huntington Dr S feels more like a private lake retreat than a traditional neighborhood lake home. From the driveway, the setting immediately feels quiet, natural, and set apart, with mature trees, refreshed exterior paint, and a front garage that gives you practical storage for lake gear, tools, or weekend equipment. Inside, the home has a warm, livable layout with updated flooring, painted cabinetry, newer windows, and natural light throughout. The main level includes the kitchen, living area, two bedrooms, a full bath, laundry, and several storage closets. The living room looks toward the trees and seasonal lake water, creating the kind of space where you naturally slow down and take in the setting. Upstairs, you’ll find an additional bedroom, full bath, and flexible bonus area that could work as a private suite, guest space, movie room, or extra sleeping area. The screened back porch extends the living space outside and gives you a covered place to enjoy rainy mornings, quiet evenings, or the wooded view. The outdoor setting is the heart of this property. A new stair system leads down to the permitted dock, with seasonal water access and a fire pit area already in place. This is a lake home for someone who wants nature, privacy, and a peaceful setting while still being within reach of Winchester, groceries, restaurants, and everyday errands.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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