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Property Description
Set along the quiet shores of Normandy Lake, Cross Creek Farm is a once-in-a-generation offering: 49.94 acres of rolling pasture, hardwood ridges, and extraordinary private water access in the heart of Middle Tennessee. Cherished by the same family for more than 30 years, this remarkable retreat was built for a lifetime of memories — the kind of place where summers stretch longer, traditions are born, and generations gather year after year. It is hard to find a property of this caliber within 1 hour of Nashville. A charming lakeside cabin overlooks the water with sweeping views of the lake, a stone fireplace, and an expansive porch perfectly suited for slow mornings with coffee in hand as fog rises from the water and the first golden light spills across the pastures. It is exceptionally rare to find a property with this level of water access and privacy. Deer wander through the fields at dusk, stately tom turkeys echo from the ridgelines at sunrise, and the surrounding landscape remains wonderfully untouched. Celebrated for its clean water, rich biodiversity, and remarkably low boat traffic, Normandy Lake offers a more peaceful and authentic Tennessee lake experience - ideal for fishing, boating, swimming, and quiet evenings by the fire beneath a canopy of stars. Two barn structures provide ample space for horses, equipment, side by sides, or boats, making the farm equally suited for an equestrian retreat, sporting property, or luxury family getaway. Adding to the rarity of the offering, the current owner maintains an exclusive, transferable lease of approximately 30 additional acres of adjoining TVA land for just $100 annually — creating unmatched access and use of private shoreline, open pasture, and wooded recreational ground bordering the lake. Cross Creek Farm is more than a property; it is a place to gather, explore, fish for bass at sunset, host unforgettable weekends with family and friends, and build a legacy that endures for generations.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
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- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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