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Property Description
Set on approximately 9 private acres, this custom-built cedar cottage (MLS #3205416 )and adjoining wooded acreage offer a rare opportunity for a full-time residence, weekend retreat, recreational escape, or future homestead. Surrounded by mature trees and peaceful natural beauty, the property provides the privacy and flexibility rarely found together. The thoughtfully designed 3BR / 3BA home features an open-concept kitchen, dining, and living area filled with natural light, plus a dedicated office / flex room ideal for remote work, hobbies, or guests. The functional layout includes a main-level primary suite and secondary bedroom and bath, while the oversized upstairs bedroom with private bath offers additional privacy for guests or multigenerational living. Outdoor living shines with welcoming front and back porches overlooking a serene garden setting. The adjoining 6-acre wooded tract adds room to explore, create trails, or enjoy recreational use. While the additional acreage has not been formally soil tested, it was previously identified as having Dickson soil considered suitable for a subsurface sewage disposal permit with an interceptor drain. Additional features include a 1-year-old architectural roof, ceiling heat in all bathrooms, 14 closets, approximately 500 sq. ft. of walk-in attic storage, basement storm shelter, private well with city water available, and a 400 sq. ft. fully insulated garage / workshop with sink and future conversion potential. Durable western cedar siding was freshly re-stained in 2024.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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