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Property Description
Enter into a magical creekside meadow, anchored by towering black walnut and sycamore trees and carpeted with an extraordinary diversity of native wildflowers and grasses. Big Marrowbone Creek runs the entire back length of the property — home to fish, otter, heron, and more. The headwaters of Big Marrowbone Creek is Marrowbone Lake, a spring-fed lake that only allows paddlers and electric motors! A 100-foot rock cliff rises above the creek, forming a dramatic natural boundary that offers complete seclusion along the water's edge. Springs trickle down the rockface, and combined with the currents and rapids, the air is filled with the sound of moving water. The pawpaw — Tennessee's largest native fruit — lines the creek alongside spicebush, river cane, and an abundance of native species. In the spring, Virginia bluebells emerge and put on a dazzling show of color and beauty. Most of the land is flat, rather hard to find in Cheatham County, and is a lovely mix of open meadow and creekside woodland. This land is truly a riparian refuge and has to be walked to fully appreciate its uniqueness. Pictures don't do this land justice! The property has recently been approved for a three-bedroom septic permit, with electric and water available at the road so land is ready for a home. Any construction will need to comply with applicable floodplain building codes, including requirements for permanent foundations and minimum first-floor elevation. The seller reports no observed creek flooding into the main field during their ownership, though the majority of the property lies within the floodplain. Guided tours with plant ID available with advance scheduling — contact the listing agent.
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Assumptions and Disclosures
- Interest rates and APRs presented are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details.
- This is not a credit decision or a commitment to lend.
- Depending on loan guidelines, mortgage insurance may be required
- If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
- APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).
- Your monthly payment is not based on APR, but instead on the interest rate on your Note.
- Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
- These special rates presented here are only available when you pre-qualify and are not guaranteed until lock-in.
- Amounts may be rounded up. Additional fees and closing costs apply. If the down payment is less than 20%, mortgage insurance may be needed, which could increase the monthly payment and APR.
- Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
- Please contact a loan specialist to get specific payment examples and information regarding your particular needs.
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