(615) 930-3180
WHAT IS THE PROCESS?
BUYER PROCESS
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- After you speak with Georgia we will get pre-approved with a lender. You must know how much money they will loan you. It doesn’t matter what price or payment you want. It matters how much they will loan.
- I do NOT recommend using an online or out of state lender! (Ask me why!)
- If you do not already have a lender, Georgia will help you in choosing a lender.
- We will need a pre-approval letter from the lender.
- If you decide you want to work with Georgia, you will have access to everything we have explaining in detail everything you need to know.
- Georgia will sit down with you (or Zoom) and go over what to expect, money, time frames, etc.
- Let Georgia know what you are looking for and where you want to live.
- Georgia will start sending you available homes through email based on the criteria you have given her. You can also register on this site and set up your own search criteria to receive listings!
- When you find a home you want to see, Georgia will set up an appointment with the seller to go look at it.
- When you decide on the home you want, Georgia will prepare all of the paperwork and send to the seller.
- When the offer is accepted, you will pay earnest money. (The amounts vary.)
- We will also order inspections.
- Georgia will work out all inspection repairs with the seller.
- The appraisal is ordered once the inspection contingency is removed.
- You will need to make sure you have given the lender ALL items they have requested from you in order to approve your loan.
- Your loan will go to “underwriting”. In most cases the underwriter will need more documents. Be prepared to provide what is needed quickly.
- After loan approval, Georgia will set up walking through the home one more time before closing.
- Georgia will set up the closing.
- Once your lender pays the seller after closing, you will receive the keys. You are now a HOMEOWNER!
Georgia Evans 
Principal Broker # 236793
CRB, CRS, GRI, E-Pro, GREEN Certified
New Construction Certified
Residential Home Specialist Certified
(615) 930-3180
GeorgiaEvansRealtor@gmail.com
1211 Hazelwood Drive
Smyrna, TN 37167